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Financial Services · US · Regions Financial Corporation

2 of 6 ratios computed · receipts verified server-side

Idiot Index
14
out of 100 · 2/6 ratios · FY 2023

The full receipt

Latest published value for each ratio, with the sector median for context and year-over-year change where the prior year is available.

  • Markup →

    How much revenue per dollar of cost.

    Not applicable to this sector.
    Banks, insurers, and asset managers have no Cost of Goods Sold — their economics run on interest spreads, premiums, and fees.
    See Capital Extraction on this page — it's the universal version designed for sectors where Markup doesn't apply.
  • Operational Markup →

    Revenue per dollar of cost + operating expenses. The multiplier after legitimate operations.

    Not applicable to this sector.
    Banks, insurers, and asset managers have no Cost of Goods Sold — their economics run on interest spreads, premiums, and fees.
    See Capital Extraction on this page — it's the universal version designed for sectors where Operational Markup doesn't apply.
  • Labor Share →

    How much of every revenue dollar reaches workers.

    Not computed: missing input.
    Needed but not in this company's XBRL filings: Revenue.
    What this company did disclose: Stock Buybacks, CEO Total Compensation, Dividends Paid, Total Employee Compensation, Total Employee Count, Median Employee Compensation, Net Income
  • Executive Extraction →

    How many times a CEO out-earns the median employee.

    138.9× CEO / median workerverified
    CEO earns 139× the median worker
    Sector median: 159.9Median range for extraction in sector
    FY 2023v1.0.0
  • Shareholder Extraction →

    Dollars sent to shareholders for every dollar invested in R&D.

    Not applicable to this sector.
    Companies in Financial Services typically don't report R&D — their growth investment goes to capex, not research expense.
    See Capital Extraction on this page — it's the universal version designed for sectors where Shareholder Extraction doesn't apply.
  • Capital Extraction →

    How much of net profit goes to shareholders rather than back into the business.

    0.4264× buybacks+dividends / net incomeverified
    43% of net profit returned to shareholders, 57% reinvested
    Sector median: 0.6513Median range for extraction in sector
    FY 2023v1.0.0